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For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate. Interest Rate. The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.

Kathleen Weaver Branch Manager | NMLS # 341523 | Branch NMLS # 1797497 Clackamas Branch Axia Home Loans Mortgage Professional Reviews. Mortgage definition is – a conveyance of or lien against property (as for securing a loan) that becomes void upon payment or performance according to stipulated terms. How to use mortgage in a sentence.

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