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A mortgage is a security interest in real property held by a lender as a security for a debt, The word is a law french term meaning "dead pledge," originally only referring to the Welsh mortgage (see below), but in the later Middle.. will often pay them to prevent the lienholder from foreclosing and wiping out the mortgage.

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A mortgage loan or, simply, mortgage is used either by purchasers of real property to raise. As with other types of loans, mortgages have an interest rate and are. a mortgage loan underwriter verifies the financial information that the applicant.. The main alternative to a principal and interest mortgage is an interest-only.